YMF Pty Ltd takes reasonable steps to protect
your personal information. We will use your personal information
for (a) assessing your application for the facility that you
have applied for; (b) managing the facility; (c) and any related
purpose. Your personal information will be disclosed to credit
reporting agency, our related corporations, legal advisers,
collection agencies, your nominated referees, our service providers
and any other person you would reasonably expect that we disclose
your personal information to. The provision of your personal
information is required to allow us to assess your application.
If you would like access to the personal information about you
that we hold, contact our Privacy Officer by writing to the
Privacy Officer, YMF Pty Ltd, Locked Bag 985, North Sydney NSW
2059
Authorisation and Consent to YMF Pty Ltd and any
other person having an interest in the management, insurance
or funding of these facilities. The Applicant/s and any Guarantor/s
agree that for the purpose of assessing our credit worthiness
in connection with the assessment funding or management of any
credit facilities you may do any one or more of the following
at any time.
1. Consumer Information
Collect and use consumer credit information about me/us to assess
an applicant for commercial credit or consumer credit.
2. Commercial Credit Information
Collect and use commercial credit information about me/us to
assess an applicant for commercial credit or consumer credit.
3. Collection of Overdue Payments
Collect and use a credit report about me/us provided by a credit
reporting agency to collect overdue payments from me/us
4. Provide Information to a mortgage Insurer
Use and disclose information to mortgage insurers to assess
the risk of providing mortgage insurance or to assess the risk
of default.
5. Exchange of Information Between Credit Providers
Collect from and use or disclose to another credit provider
(including any other credit provider who has lent money on the
same security) any information about my/our credit worthiness,
credit standing, credit history or credit capacity.
6. Exchange of Information Advise
Collect from and use or disclose to any broker, financial consultant,
accountant, lawyer, or other adviser acting in connection with
any financing provided or proposed to be provided to me/us any
consumer or commercial credit information.
7. Disclose to a credit reporting agency personal
or commercial information about me/us.
The information includes identity particulars; the fact that
credit has been applied for and the amount; the fact that we
are a current credit provider to you; payments which become
overdue more than 60 days, and for which collection action has
commenced; advice that payments are no longer overdue; advice
that cheques drawn by you have been dishonoured more than once;
in specific circumstances that in our opinion you have committed
a serious credit infringement; and that credit provided to you
by us has been paid or otherwise discharged.
8. Provide Information for Securitisation
Disclose any report or personal information about me/us to another
person in connection with funding financial accommodation by
means of an arrangement involving securitisation.
9. Provide Information to Guarantors
Disclose information to any person who proposes to guarantee
or has guaranteed repayment of any credit provided to me/us.
10. Verification
Verify my application details with my employer, estate agent
or other referee. |
